ADIB – Etihad Guest Gold Card
Minimum Salary
AED
Islamic Finance
Yes
Cashback
No
Annual Fee
AED 0
Salary Transfer
No
Rate
3.09%
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Features

  • Annual Fee Payment: Use Etihad Guest Miles to cover your card’s annual fees.
  • Priority Status: Achieve Etihad Guest Silver Tier status quickly with Fast Track access.
  • Double Miles Offer: Accumulate DOUBLE Etihad Guest Miles, with the potential to earn up to 100,000 Miles on your first card use.
  • Welcome Bonus: Receive 35,000 Etihad Guest Miles as a welcome gift and earn up to 1.5 Miles for every AED 4 spent, with a cap of 100,000 Miles per month.
  • Companion Ticket: Get a complimentary Companion Ticket when you spend AED 150,000 or more.
  • Lounge Access: Enjoy free access to over 850 VIP airport lounges globally through LoungeKey.
  • Roadside Assistance: Benefit from complimentary roadside support.
  • Advanced Security: Equipped with Chip & Pin technology for secure transactions.
  • Payment Rewards: Earn 1 Etihad Guest Mile and 1 Tier Mile for every AED 3 spent on Etihad Guest transactions.
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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