Reward Features
For Non-Self-Funded Cards
- Earn 3 Etisalat Smiles Points for every AED spent. This translates to 10 minutes of UAE talk time for every AED 100 spent.
For Specific Merchant Transactions
- Earn 1 Etisalat Smiles Point for every AED spent at designated merchants, including supermarkets, government services, utilities, education, fuel, real estate agents, public transport, Salik, and charities. This equates to 3 minutes of UAE talk time for every AED 100 spent.
For Self-Funded Cards
- Earn 2 Etisalat Smiles Points for every AED spent, which means 6 minutes of UAE talk time for every AED 100 spent.
Redemption
- Use your reward points to pay for various Etisalat services, including data or talk time, airline tickets, mobile bills, eLife services, hotel stays, holidays, car rentals, and more.
Offers
- Welcome Bonus: Receive 5,000 Etisalat Reward Points, equivalent to over 2.5 hours of UAE talk time.
Additional Information
Eligibility
- Non-salary transfer customers must have a minimum monthly salary of AED 10,000.
Documents Required
- Original passport (with valid residence visa for expatriates).
- Recent Salary Certificate (issued within the last 30 days).
- Bank Statements for the past 3 months.
Representative Example
- If you spend AED 1,200 at an annual percentage rate (APR) of 18.9% (variable), your representative APR will also be 18.9% (variable).
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