ADIB – Etisalat Gold Card
Minimum Salary
AED
Islamic Finance
Yes
Cashback
No
Annual Fee
AED 0
Salary Transfer
No
Rate
3.09%
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Features

  • Sign-Up Bonus: Receive 20,000 Etisalat Reward Points upon activation, equivalent to over 10 hours of free talk time within the UAE.
  • Earning Points: Accumulate 3 Etisalat Reward Points for every Dirham spent, translating to 10 minutes of UAE talk time for every AED 100 spent.
  • MyPackage Plan: Enhance your rewards with the Etisalat MyPackage Plan for additional points.
  • Cash Withdrawal: Benefit from a 100% cash withdrawal limit on the card.
  • Grace Period: Enjoy a 55-day grace period for payments.
  • Payment Convenience: Make card payments at ADIB branches, deposit machines, UAE Exchange, Arablink, Al Ansari Exchange, and Al Fardan Exchange.
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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