Dubai Islamic Bank – Prime Gold Credit Card
Minimum Salary
AED
Islamic Finance
Yes
Cashback
Yes
Annual Fee
AED 0
Salary Transfer
No
Rate
3%
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Features

  • Wala’a Rewards: Earn rewards with Wala’a’s loyalty program.
  • Cash Flexibility: Access cash on your card with flexible repayment options.
  • Roadside Assistance: Get help anytime you need it with roadside assistance services.
  • Credit Shield Takaful: Benefit from a comprehensive credit protection plan under Takaful.
  • Card Protection Plus: Enjoy enhanced security and protection for your card.
  • Balance Transfer Facility: Transfer existing balances from other credit cards with ease.
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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