Emirates NBD Skywards Signature Card
Minimum Salary
AED
Islamic Finance
No
Cashback
No
Annual Fee
AED 0
Salary Transfer
Yes
Rate
3.25%
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Features

  • Skywards Miles Earning: Accumulate Skywards Miles based on spend:
    • 1.5 Miles per USD on Emirates, flydubai, duty-free purchases, online food delivery, and car booking apps
    • 1 Mile per USD on international transactions
    • 0.75 Miles per USD on domestic transactions
  • Bonus Miles: Earn up to 40,000 additional Skywards Miles.
  • Miles Accumulation Rate: Up to 1.5 Skywards Miles per USD spent.
  • Lounge Access: Unlimited entry to over 1,000 premium lounges across more than 300 cities with LoungeKey.
  • Golfing Benefits: Complimentary access to top golf courses throughout the UAE.
  • Concierge Services: Assistance for managing errands and other time-consuming tasks.
  • Valet Parking: Enjoy valet parking services at selected locations in Abu Dhabi.
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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