FAB – Abu Dhabi Titanium Credit Card
Minimum Salary
AED
Islamic Finance
No
Cashback
No
Annual Fee
AED 0
Salary Transfer
No
Rate
3.75%
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Abu Dhabi Titanium Credit Card

Key Features:

Lifestyle Benefits:

  • Luxury Car Rental:
    • Avis: Complimentary upgrade and discounts:
      • 15% off rentals in Europe, the Middle East, Africa, and Asia
      • 12% off rentals in the US and Canada
  • Discounted Rides with Careem:
    • 20% off 3 rides per month
    • First ride free for new Careem customers
  • Cinema Discounts:
    • Special discounts on cinema tickets
  • Mastercard Buy 1 Get 1 Offers:
    • Complimentary main menu item with purchase at fine dining, spas, and activities
    • Over 600 offers across multiple countries
  • Shop Smart:
    • Up to 10% cashback at leading global online stores through the FAB Mobile app

Travel Benefits:

  • Airport Lounge Access:
    • Complimentary access to over 10 VIP lounges in the UAE, KSA, Jordan, Kuwait, and Egypt
    • Business facilities (email, Internet, phones, fax, conference space) and refreshments

Rewards:

  • FAB Rewards:
    • Earn up to 2.5 FAB Rewards for every AED 1 spent
    • 25% extra FAB Rewards for spending in Abu Dhabi
    • Instant redemption for shopping, cashback, utility bills, dining, and holidays

Spend and Win Prizes:

  • Monthly and Annual Draws:
    • Every July: Retail spend of AED 25,000 within 6 months to win up to AED 25,000 (20 winners)
    • Every January: Annual retail spend of AED 50,000 or more to win up to AED 50,000 (20 winners)
    • Annual Spend between AED 25,000 and AED 50,000: Win AED 1,000 (100 winners)
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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