FAB – Etihad Guest Platinum Credit Card
Minimum Salary
AED
Islamic Finance
No
Cashback
No
Annual Fee
AED 0
Salary Transfer
No
Rate
3.5%
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Etihad Guest Platinum Credit Card

Welcome Benefits:

  • Welcome Bonus: 10,000 Etihad Guest Miles for the primary card and 5,000 miles for supplementary cards.
  • Joining Benefits:
    • 25% Miles Discount Voucher: Earn a 25% discount voucher on Etihad Guest Miles for reward flights when spending AED 100,000 or more annually.

Earning Miles:

  • Standard Miles:
    • Domestic Transactions: 2.0 miles per AED 10
    • International Transactions: 3.5 miles per AED 10
    • Etihad or Etihad Airways Partners: 4.0 miles per AED 10
  • Miles Accelerator Program:
    • Earn 5.5 Etihad Guest Miles for every AED 10 spent (domestic and international) with optional enrollment at AED 250 per month.

Travel Benefits:

  • Airport Transfers: 2 complimentary airport transfers per annum.
  • Lounge Access: Complimentary access to lounges worldwide (specific details may vary).

Lifestyle Benefits:

  • Movie Tickets:
    • Reel Cinemas, Cine Royal, Oscar Cinemas: 4 tickets per month at discounted rates.
    • VOX Cinemas: Buy one ticket on Sundays and get another free.
  • Golf Discounts: Exclusive discounts on prestigious golf courses through Visa Golf.
  • Shop Smart: Up to 10% cashback at leading global online stores.
  • Visa Offers: Access hundreds of offers exclusive to Visa Platinum cardholders.

Protection Benefits:

  • Purchase Protection and Extended Warranty: 12-month extended warranty beyond the manufacturer’s or retail warranty.
  • International Medical and Travel Assistance: Complimentary assistance for international travel.
  • Credit Shield: Protection of outstanding balance if unable to meet payments.
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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