FAB – Rewards Signature Credit card
Minimum Salary
AED
Islamic Finance
No
Cashback
No
Annual Fee
AED 0
Salary Transfer
No
Rate
3.85%
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Boost Your FAB Rewards Earning

Maximize Your FAB Rewards:

  • FAB Rewards Bonus: Receive a FAB Rewards bonus equivalent to your first year’s annual card fee when you activate and use your card within 30 days of issuance.
  • More FAB Rewards on Gaming: Earn up to 5 FAB Rewards per AED 1 spent on gaming, including platforms like PlayStation, Nintendo, Xbox, Steam, Twitch, and more.
  • General Rewards: Earn up to 2 FAB Rewards per AED 1 spent on your card.
  • Instant Redemption: Redeem FAB Rewards instantly via the FAB Mobile app. Use rewards for game time, Emirates Skywards Miles, Etihad Guest Miles, mall e-vouchers, utility bills, and more.

Spend and Win Cash Prizes:

  • Every July:
    • Qualifying Spend Period: January – June (6 months)
    • Criteria: Cumulative retail spend of AED 25,000 within 6 months
    • Total Winners: 20
    • Maximum Winning Amount: AED 25,000 per winner
  • Every January:
    • Qualifying Spend Period: January – December (previous year)
    • Criteria:
      • Annual retail spend of AED 50,000 and above: 20 winners, AED 50,000 each
      • Annual retail spend between AED 25,000 and AED 50,000: 100 winners, AED 1,000 each

Lifestyle Benefits:

  • Valet Parking: Two free valet parking services a month at selected locations in the UAE.
  • Movie Tickets: Four movie tickets a month for only AED 15 on weekdays and AED 20 on weekends at Reel Cinemas, Cine Royal, and Oscar Cinemas. Weekday tickets at VOX Cinemas from AED 20.
  • Golf Discounts: Exclusive discounts at select golf courses.
  • Visa Lifestyle Benefits: Access additional offers on dining, The Entertainer, and Global Blue.

Travel Benefits:

  • Airport Transfers: Up to two airport transfers a year from AED 40 (within the same city).
  • Airport Lounge Access: Free access to over 1000 airport lounges worldwide.
  • Visa Travel Benefits: Discounts and offers with Visa partners, including DragonPass airport dining, YQ Meet & Assist, Avis Car Rental, Agoda, IHG Hotels & Resorts, Visa Luxury Hotel Collection, Jumeirah Hotels, Booking.com, and more.

Protection Benefits:

  • Travel Accident Insurance: Complimentary travel insurance up to USD 500,000.
  • Purchase Protection and Extended Warranty: Coverage for purchases and extended warranty of 12 months beyond the manufacturer’s or retail warranty.
  • Fraud Protection: Automatic protection against unauthorized transactions or fraudulent use of your card.
  • International Medical and Travel Assistance: Free Medical and Travel Assistance Insurance for up to 90 days when traveling outside your principal country of residence, provided travel was paid using your FAB Rewards Signature Credit Card.
  • Credit Shield: Protection to cover outstanding balance if you are unable to meet credit card payments.

Enhance your lifestyle and financial benefits with FAB Rewards and enjoy a range of exclusive privileges and protections.

Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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