Emirates Islamic – Business Finance
Minimum Revenue
AED 0
Monthly payment
AED 0
Flat Rate
8%
Maximum Term
4

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Financing Solutions for Your Business

Leverage our financing solutions to effectively manage your cash flow, acquire assets, and support your business expansion.

Features & Benefits:

  • Product Options:
    • Murabaha and Ijarah financing products.
  • Comprehensive Solutions:
    • Working capital and fixed asset financing:
      • Up to AED 3 million on an unsecured or partially secured basis.
      • Up to AED 5 million on a fully secured basis.
    • Trade finance products including:
      • Sight/Time Letters of Credit (LCs)
      • Cash LCs
      • LC Murabaha financing
      • Various types of letters of guarantee.
    • Vehicle fleet, buses, and heavy truck financing.
    • Initial Public Offering (IPO) financing on a selective basis.

Fees & Charges:

  • Processing Fee: 1.50%
  • Settlement Fee: 5.00%
  • Minimum Annual Turnover: AED 1,500,000

With these financing solutions, you can efficiently address your business’s cash flow, asset acquisition, and expansion needs

Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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