ADIB Current Account Key Benefits
- Free Unlimited Teller Transactions: Access over 60 branches across the UAE, including Dana Women’s Banking Branches and Mall Branches with extended hours.
- Free ADIB Visa Debit Card: Use it to check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds.
- Free First Chequebook: Available in AED currency. Additional chequebooks can be obtained for AED 25 each.
- ADIB Mobile Banking App: Manage your account anytime, anywhere.
- Instant Overdraft Facility: Access additional cash with a minimum salary transfer of AED 8,000.
- Standing Instructions: Automatically manage regular payments on your chosen date.
- 24-Hour Banking Services: Includes e-ADIB Internet Banking, Telephone Banking, and SMS Banking.
- ADIB WebSecure: Ensures safe online shopping.
- Choice of Currency: AED, US Dollar, and GBP. Note: The ATM card is for use in AED currency only.
- Free e-Statements: Monthly e-statements delivered to your mailbox at no extra cost.
Shari’a Compliance
This account adheres to the Islamic principle of Qard Hasan, where your deposits are considered a non-profit bearing loan to ADIB. The bank is obliged to return the deposited amount upon request.
Required Documents
- Original Passport: For UAE Nationals & Residents. For joint accounts, all account holders must be present with their original passports.
- Valid Emirates ID: For UAE Nationals & Residents.
- Valid UAE Residence Visa: Applicable for expatriates.
- Minimum Salary: AED 5,000, as declared in the account opening form.
This account offers a comprehensive range of features and benefits tailored to provide flexibility and convenience while adhering to Shari’a principles.
