The ADIB Ghina Salary Account offers a great way to earn rewards and potentially win big prizes while managing your salary. Here’s a summary:
Features:
- Salary Transfer: Transfer your salary to qualify for the Ghina prize draws.
- Draw Entries:
- Maintain an average monthly balance of AED 20,000 to get your first entry.
- Additional entries for every AED 20,000 in average monthly balance.
- A minimum of four entries required for the grand draw.
- Debit Card: Free ADIB Visa Electron Debit Card.
- Monthly Profits: Calculated and credited monthly.
- Banking Services: Access through ADIB Mobile Banking App, e-ADIB Internet Banking, Telephone Banking, and SMS Banking.
- Cheque Book: Free first cheque book; additional ones available for AED 25 each.
- Prize Draws:
- Grand Prize: AED 3 million every 4 months.
- Monthly Draws: AED 10,000 to 10 lucky winners each month.
Shari’a Compliance:
- Based on Mudaraba principles, where profits are shared and losses are borne as outlined in the Banking Service Agreement.
Eligibility:
- Salary Transfer: Minimum AED 8,000.
- Balance: Maintain an average monthly balance of AED 20,000 for Ghina draws.
- Documents Required:
- Original passport.
- Valid Emirates ID.
- Salary certificate showing a minimum salary of AED 8,000.
If you have any more questions or need further details, feel free to ask!
