ADIB – Smartbanking
Minimum Salary
AED 0
Currencies
AED
Feature
Free Credit/Debit Card, Islamic Banking, Islamic Finance

APPLY ONLINE NOW

Fill in your details below and a product advisor will call you back with more details.

ADIB Smart Banking Account Benefits:

  • Salary Transfer Rewards: Win exciting prizes when you transfer your salary.
  • Profit Earnings: Earn profit on your savings.
  • SmartDeals: Access over 1,500 deals and discounts through the SmartDeals app.
  • Free Transfers: One free domestic and international transfer per month.
  • Prizes for Usage: Transfer your salary or maintain an average balance to enter a chance to win a MINI Cooper.

Eligibility:

Income-Based:

  • UAE residents
  • 18 years old & above
  • Minimum monthly income of AED 5,000
  • For personal use only

Non-Income Based:

  • Housewives (with housewife visa status)
  • Students (with Student ID, aged below 24)
  • For personal use only

Required Documents:

  • Original Passport
  • Valid Emirates ID
  • Valid UAE residence visa

Reference Documents:

  • Banking Service Agreement
  • Sukuk Murabaha Contract

Note: Monthly profit distribution rates may vary, and ADIB aims to distribute achieved profits based on your account balance.

Feel free to ask if you have any more questions or need further details!

Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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