Account Features:
- Multi-currency accounts with no minimum balance requirement.
- Free unlimited cheque books.
- First international remittance free per month (AED Accounts only, FAB charges only).
- Free Elite Gold Mastercard World debit card.
Eligibility:
- Total Relationship Balance (TRB) of AED 500,000.
- AED 2,500,000 Mortgage.
- AED 50,000 Salary Transfer.
- TRB = Current/savings/call account balance + fixed deposits + investments.
Required Documents:
- Completed account opening form.
- Copy of a valid passport/resident visa/Emirates ID (originals must also be presented).
- Proof of income.
- Note: Additional documents may be required on a case-by-case basis.
Debit Card Benefits:
- High daily ATM cash withdrawal (up to AED 25,000) and purchase limits (up to AED 75,000).
- Free cash withdrawals from any ATM in the UAE.
- Four free cash withdrawals per month from any ATM outside the UAE.
- Access to exclusive benefits and preferential treatment worldwide.
FAB Rewards:
- Earn 60 FAB Rewards for every AED 100 spent domestically and 120 FAB Rewards for every AED 100 spent internationally.
- Earn 8 FAB Rewards for every AED 1,000 average account balance, up to a maximum of 150,000 FAB Rewards per month (minimum average monthly balance of AED 10,000 required).
- Enjoy instant redemption for shopping, cashback, utility bill payments, dining, or holiday bookings.
- Experience exclusive lifestyle rewards through the World Mastercard debit card.
Debit Card Daily Limits:
- ATM cash withdrawal limit: AED 25,000.
- Retail purchase transaction limit: AED 75,000.
Additional Notes:
- For joint account holders, FAB Rewards earned based on the average balance will be equally divided among all account holders.
