Health Insurance
Why it is important ?
Health insurance is important because it provides financial protection against the high costs of medical care, ensuring you can access necessary treatments without a significant financial burden. It covers expenses for doctor visits, hospital stays, surgeries, medications, and preventive care, allowing you to prioritize your health and well-being.
Having health insurance also offers peace of mind, knowing that you’re prepared for unexpected health emergencies or chronic illnesses. Additionally, it promotes preventive care by covering routine check-ups and screenings, helping you address potential health issues early and maintain a healthier life.
What it Covers?
Health insurance typically covers the following, depending on the policy:
- Hospitalization: Expenses for room charges, surgeries, and treatments during hospital stays.
- Outpatient Services: Doctor visits, diagnostic tests, and consultations that don’t require hospitalization.
- Emergency Care: Costs for ambulance services, ER visits, and urgent treatments.
- Prescription Medications: Coverage for prescribed drugs to treat illnesses or conditions.
- Preventive Care: Routine check-ups, vaccinations, and screenings to detect and prevent health issues early.
- Maternity and Newborn Care: Costs for prenatal care, delivery, and care for the baby.
- Mental Health Services: Therapy, counseling, and psychiatric treatments.
Coverage specifics vary based on the policy and provider, so it’s important to review the details carefully.