Salary Information:
- Minimum salary requirement: AED 18,000 for expatriates.
Required Documents:
Identification:
- Copies of passport and visa.
- Emirates ID (front and back copies).
Employment Details:
- Salary letter (original) must include:
- Name, nationality, passport number.
- Start date, designation, basic salary, fixed allowances, and any variable/guaranteed bonuses.
- Signed by a company representative and stamped with the company seal.
- Latest 6 months’ payslips (originals or company-stamped copies).
Bank Documents:
- 6 months’ personal bank statements (originals or stamped copies):
- Must be dated within one week of submitting the application.
- Should reflect the most recent six salary deposits.
- Latest credit card statement.
- Cheque book for bank pre-approval (if an application fee is required).
Supporting Documents (If applicable):
- Copies of documents confirming any existing liabilities (personal, car, or mortgage loans). Originals may be requested later.
- Details of any large or recurring debits from your salary account (e.g., insurance, savings plans, or transfers to other UAE or overseas accounts).
- Company profile or website on letterhead if the employer is not a multinational.
- If employed for less than one year at your current job, a letter or proof of service from your previous employer is required.
- Free zone ID card (if employed in a free zone).
- Proof of deposit source.
For Joint Applications:
- Copies of the spouse’s passport and visa.
- Spouse’s Emirates ID (front and back).
- Attested copy of marriage certificate (unless the wife is sponsored by the husband).
- If considering joint income for loan eligibility, full documentation from both applicants is required.
