Features and Benefits:
- 0% processing fees on buyouts.
- High loan amounts of up to AED 20 million with a tenure of up to 25 years.
- Flexibility to repay up to 15% of the outstanding balance each year without additional charges.
- Financing available for salaried, self-employed, and non-resident customers.
Finance Options:
- Purchase a new property and move into your new home.
- Transfer your mortgage from other financial institutions to reduce monthly payments.
- Refinance a ready property to gain access to liquidity.
- Invest in under-construction property.
- Invest or refinance plots, land, or farmhouses (for UAE nationals only).
- Invest or refinance plots in Dubai with select developers (for expatriates).
Required Documents:
For All Applicants:
- Application form, consent letter, and authorization letter for Bureau check.
- National ID, or a valid passport, residence visa, and Emirates ID.
- Original 3 months’ bank statements (for new customers).
- Salary certificate.
For Self-employed Applicants:
- Application form, authorization letter, and consent letter for Bureau check.
- Copy of Trade License, Chamber of Commerce Registration, and Memorandum and Articles of Association.
- Original 12 months of company and personal bank statements (for new customers).