CBD Absher Personal Finance
Minimum Salary
AED 0
Monthly Payment
AED 0
Salary Transfer
Yes
Flat Rate
2.45%

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Emirates Islamic Personal Finance Features

Comprehensive and Flexible Financing Options:

  • Competitive Profit Rates: Benefit from attractive and competitive profit rates.
  • High Finance Amounts:
    • Up to AED 3 million for UAE Nationals
    • Up to AED 750,000 for expatriates
  • Buy-Out Facility: Conveniently transfer your existing finance to Emirates Islamic.
  • Flexible Repayment Period: Choose a repayment period that suits your financial needs.
  • Deferment Facility: Postpone installments up to 2 times a year without incurring additional profit.
  • Free Debit Card: Enjoy a complimentary debit card for purchases and cash withdrawals.
  • Free Current Account: Open a current account with no minimum balance requirement.
  • Attijari Loyalty Points: Earn points with every transaction, redeemable for Skywards miles or cashback
Calculator Terminology

Principal Amount: The initial amount of money borrowed.

Annual Interest Rate (%): The yearly interest rate applied to the loan or credit product, also known as APR in this context.

Loan Term (Years): The original duration of the loan or credit agreement, stated in years.

Effective Monthly Payment: The total monthly payment that accounts for all fees and associated costs related to the product.

Calculated Annual Percentage Rate (APR): The APR is computed using the annual interest rate along with fees and other expenses. It serves as a standardized measure for comparing the overall cost of different products with varying interest rates and fee structures across different financial institutions.

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